More than 828,000 N.J. residents see $1.4 billion in medical debt relief through state partnership

New Jersey partnered with nonprofit Undue Medical Debt to purchase $86 million in medical debt held by more than 53,000 residents, bringing the total number of forgiven debt to $1.4 billion for 828,000 residents since August 2024. For this round of purchasing, N.J. used $600,000 in American Rescue Plan funds. To qualify, individuals must have medical debt equal to 5% of their annual income, or earn four times the federal poverty level or less, which is $62,600 for a single adult and $128,600 for a family of four in 2025, the most recently available figures. There is no application or request process for medical debt relief because it is purchased directly from creditors.

From Governor Phil Murphy .